Hail Damage Roof Replacement in San Antonio
Hail damage roof replacement in San Antonio starts with a free inspection and a written report. If your roof took hail, we look at every slope, write up what we find with photos, and you see your replacement price in under 2 minutes.
See Your Price First. Free Hail Inspection Included.
Hail claim already approved? See what your payout covers with us
- ✓ Free hail inspection with a written report
- ✓ Class 4 impact-resistant shingles
- ✓ Deductible financing available
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Signs your roof needs replacement after hail
San Antonio's hail peaks March through June, but fall storms hit too. On September 11, 2026, the National Weather Service logged reports of hail up to 2.5 inches in Converse and 1 to 1.5 inches near Kirby. The roofs we've inspected from that storm show substantial hail damage.
Not every hailstorm means a new roof. But when damage is widespread, repair doesn't cut it. Here's what to look for after a San Antonio hailstorm:
- Granule loss: dark spots on shingles where protective granules have been knocked off. Check your gutters and downspouts for granule buildup.
- Bruising: soft spots that feel spongy when pressed. The shingle may look intact but the mat underneath is compromised.
- Cracked or split shingles: hailstones larger than 1 inch can crack asphalt shingles on impact.
- Exposed underlayment: when granules and shingle material are stripped away, the underlayment is visible. This means the shingle is no longer protecting your home.
- Dents on metal components: check vents, flashing, and gutters. If metal is dented, your shingles took the same impact.
When hail damage covers large areas of your roof, patching individual shingles won't restore the protection your home needs. Full replacement is the right call.
Enter your address to see your replacement price in under 2 minutes.
Hail claim approved? What your payout covers with us
You don't need another inspection to get started. Send us the adjuster's estimate and your claim number, and we give you a firm price and a start date.
Joshua H. lives on San Antonio's far West Side. Hail hit his roof in April 2025, and Allstate approved the claim at $14,040, written for 3-tab shingles. We installed Owens Corning Duration for that amount. He paid his deductible, insurance covered the rest, and the other roofers he called wanted about $5,000 more for the same upgrade.
- The upgrade. No sales commissions or billboard budget in our price. On most claims a 3-tab roof comes back as Owens Corning Duration for the approved amount. A roof with architectural shingles can often step up to Duration STORM, Class 4.
- What to send. Your adjuster's worksheet or estimate and your claim number.
- Start date. About a week from the day we have both. Most roofs are finished in one day.
- Your deductible. You pay it to us. Financing is available through Synchrony.
Ready to start? Enter your address to see your price, then book the call and send us the estimate. The second check on an RCV policy and the warranty are covered on our roof insurance claim in San Antonio page.
Hail damage roof repair or replacement: how to decide
Most San Antonio homeowners asking this question already know the answer. A few nicked shingles on one section of the roof after a first storm is a patch. Anything more than that is usually a roof.
Hail damage is past repair when:
- Granule loss shows on more than one section of the roof. Dark spots across the roof, and granules piling up in the gutters, mean the shingles have lost their protective layer everywhere the hail hit.
- Shingles are bruised, not just scuffed. A soft spot that gives under your thumb means the mat underneath is broken. That shingle will leak, and so will the ones around it.
- The roof has been through more than one hail season. San Antonio gets hail every spring, and fall storms like September 11 add more. A roof past 10 years old has taken several of them, and each storm weakens shingles the last one already hit.
- Metal is dented. Dented vents, flashing and gutters mean the shingles took the same impact, whether or not the damage is visible from the ground.
Then the money. A repair that costs less than your deductible comes entirely out of your pocket. If hail damage qualifies the roof for replacement, your insurer pays for the new roof and you pay the deductible.
Wind and hail deductibles are often 1% to 2% of dwelling coverage. At 1%, that's $4,000 on a $400,000 home.
Enter your address and see the replacement price for your roof. No salesperson, no obligation.
Hail damage roof inspection in San Antonio: free, with a written report
A hail damage roof inspection in San Antonio is free with Roof Direct San Antonio, and the written report is yours whether or not you hire us.
What we check:
- Every slope. A 10 by 10 foot test square on each slope, with the hail hits counted. Insurers commonly look for 8 to 10 hits in a square before they approve that slope.
- Vents, flashing and pipe boots. Soft metal shows hail first.
- Gutters, downspouts and screens. Dents and granule buildup where the downspouts empty.
- The attic, if there is a stain or a leak inside.
What the report contains:
- Photos by slope, with the hit counts
- Dented metal and other collateral damage
- Roof measurements
- The storm date
Send it to your insurer with the claim. We're on site when your adjuster inspects, and we answer questions about the roof. You stay in control of your claim.
To book it, enter your address and see your price. Then book the call, and we schedule the inspection there.
What insurance covers after a San Antonio hailstorm
Texas homeowner insurance covers hail damage. What it pays depends on three things.
- Your deductible. Wind and hail deductibles are often 1% to 2% of dwelling coverage. At 1%, a $400,000 home has a $4,000 deductible. Your declarations page has the exact figure.
- Your policy type. RCV pays current replacement cost minus the deductible. ACV subtracts depreciation for the roof's age. Both, and the second check, are explained on our roof insurance claim in San Antonio page.
- Class 3 and Class 4 shingles. Both can qualify for annual homeowner insurance premium discounts. Texas requires insurers to offer one, and it grows with the class.
File a claim and we document the damage and meet your adjuster on site.
Enter your address to see your replacement price before the adjuster visit.
What San Antonio homeowners say
"We had storm damage and filed a claim thinking we'd just get the bare minimum roof to replace what was there. Daniel showed us how to use the insurance payout to actually upgrade our shingles and get a better warranty than what we had before. We ended up with a nicer roof than the one the storm destroyed and didn't pay anything extra out of pocket."
Sonda Lewis
"Got three quotes for a roof replacement in San Antonio and Roof Direct came in almost $9,000 under the highest one and about $6,000 under the next. Same Owens Corning Duration shingles the bigger companies quoted, just no commissioned salesman markup baked in."
Joy Jasper
San Antonio's hail season and your roof
San Antonio sits in what meteorologists call "Hail Alley," where the West Texas dry line meets warm Gulf air, firing off severe thunderstorms with large hail.
- Peak season: March through June, with the highest risk in April and May. Fall storms happen too, as September 11, 2026 showed.
- April 2016: hailstones up to 4.5 inches caused $1.36 billion in damages across the San Antonio metro.
- 16+ large hail events over the past decade in the Bexar County area
- Cumulative damage: roofs that survived one storm may fail after the next. Each hailstorm weakens shingles that were already compromised.
- Texas leads the nation: Texas has recorded more major hail events than any other state every year for the past decade, with 900+ storms producing 1-inch-or-larger hail in recent years.
- The state record: a 6.4-inch hailstone fell in Hondo, just west of San Antonio, in 2021, the largest ever recorded in Texas.
If your roof is more than 10 years old and has been through multiple San Antonio hail seasons, it may already be past the point where repair makes sense. See your replacement price in under 2 minutes.
What hail damage roof replacement costs in San Antonio
Most homeowners pay $6,500-$13,000 for roof replacement in San Antonio with Roof Direct San Antonio. That's 40-50% less than what the big roofing companies charge for the same Owens Corning shingles.
For hail-prone San Antonio homes, we recommend Owens Corning TruDefinition Duration STORM, a Class 4 impact-resistant shingle with WeatherGuard polymeric backing. It has SureNail Technology, a Limited Lifetime warranty, and a wind warranty up to 160 mph when installed with Owens Corning's full system, which is how we install it.
Class 4 is the highest rating in the UL 2218 standard, awarded to shingles that withstand a 2-inch steel ball dropped from 20 feet, calibrated to the kinetic energy of 2-inch hailstones at terminal velocity.
Texas requires insurers to give a premium credit for impact-rated shingles, and the credit grows with the rating. Owens Corning Duration is rated Class 3. Duration STORM is Class 4. Both can qualify for annual homeowner insurance premium discounts, and the Class 4 discount is larger.
With insurance paying, a roof that already has architectural shingles can often step up to Duration STORM for the approved amount.
Enter your address in our estimator to see your exact replacement price. No salesperson, no obligation.
Frequently asked questions
Hail on your roof? See your price first.
Your replacement price in under 2 minutes. The free inspection is scheduled on the call. The written report is yours to keep.